Free tool
EMI Calculator
Enter your loan amount, interest rate and tenure to get your exact monthly EMI with a clear interest breakup.
Who should use this
Anyone comparing home, car or personal loan offers, or checking how tenure changes the total interest paid.
Example
₹25,00,000 home loan @ 8.5% for 20 years → EMI ≈ ₹21,696, total interest ≈ ₹27 lakh over the tenure.
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EMI is computed on monthly reducing balance: EMI = P × r × (1+r)ⁿ ÷ ((1+r)ⁿ − 1), where r is the monthly rate and n is the number of months.